Terms and Conditions
These terms and conditions govern your use of our financial planning subscription service and establish the legal relationship between you and Velastroqine.
Last updated: August 6, 2025
These terms are effective from August 6, 2025
Agreement Acceptance
By subscribing to our financial planning service or using our website, you acknowledge that you have read, understood, and agree to be bound by these terms and conditions.
Continued use of our services constitutes ongoing acceptance of these terms
Eligibility and Requirements
Our financial planning subscription service is available to individuals who meet specific eligibility criteria and requirements.
- Must be at least 18 years of age and legally capable of entering contracts
- Must provide accurate and complete personal information during registration
- Must be a resident of Malaysia or have Malaysian financial interests
- Must have a valid payment method for subscription fees
Service Usage Guidelines
Your use of our financial planning services must comply with these usage guidelines and restrictions to ensure proper service delivery for all subscribers.
Permitted Uses
- Access financial planning consultation and guidance materials
- Participate in scheduled consultation sessions
- Use planning tools and resources provided through our platform
Prohibited Uses
- Share account access credentials with unauthorized individuals
- Use services for illegal activities or fraudulent purposes
- Reverse engineer or attempt to copy our proprietary systems
Subscriber Responsibilities
As a subscriber to our financial planning service, you have specific responsibilities and obligations to ensure effective service delivery.
- Provide accurate and up-to-date personal and financial information
- Maintain confidentiality of your account credentials and access information
- Pay subscription fees promptly according to your chosen billing schedule
- Attend scheduled consultation sessions or provide reasonable notice for rescheduling
- Use our services in good faith and for legitimate financial planning purposes
Intellectual Property Rights
All content, materials, and intellectual property associated with our financial planning service are protected by copyright and other applicable laws.
Our Content Ownership
All planning materials, methodologies, and proprietary content remain the exclusive property of Velastroqine
License to Use
We grant you a limited, non-exclusive license to use our materials solely for your personal financial planning purposes
Your Content Rights
You retain ownership of personal financial information you provide while granting us necessary rights to deliver our services
Limitations and Disclaimers
Our financial planning service operates within certain limitations, and we disclaim specific warranties to clarify service boundaries.
Our liability is limited to the subscription fees paid in the 12 months preceding any claim
We provide services "as is" without guarantees of specific financial outcomes
We disclaim responsibility for market performance or external economic factors
Individual results may vary based on personal circumstances and market conditions
Indemnification Agreement
You agree to protect and hold harmless Velastroqine from certain claims and damages that may arise from your use of our services.
You agree to indemnify Velastroqine against claims arising from your misuse of services, violation of terms, or provision of inaccurate information
Dispute Resolution Process
Any disputes arising from these terms or our services will be resolved through the following structured process in accordance with Malaysian law.
Resolution Procedures
Disputes will first be addressed through good faith negotiation, followed by mediation if necessary
Formal arbitration will be conducted under Malaysian Arbitration Act 2005 if other methods fail
International Clients
International clients may access online dispute resolution platforms where applicable
All disputes are subject to Malaysian jurisdiction and applicable laws
Service Termination
Either party may terminate the subscription service under certain circumstances, subject to the conditions outlined below.
- Either party may terminate with 30 days written notice
- We may terminate immediately for violation of terms or fraudulent activity
- Automatic termination occurs for non-payment of subscription fees after grace period
Upon termination, access to services ceases and certain provisions of these terms continue to apply
General Legal Provisions
These general provisions govern the interpretation, enforcement, and legal framework of our terms and conditions.
Applicable Law
These terms are governed by Malaysian law and interpreted according to Malaysian legal principles
Severability Clause
If any provision is deemed invalid, the remaining terms continue in full force and effect
Complete Agreement
These terms constitute the entire agreement between parties regarding the subject matter
Waiver Provisions
Failure to enforce any provision does not constitute a waiver of our rights under these terms
Terms Modifications
We reserve the right to modify these terms periodically to reflect changes in our services or applicable regulations.
Significant changes will be communicated to subscribers at least 30 days before implementation
Contact Information
If you have questions about these terms and conditions, please contact our support team